Stop the Retirement Rip-Off: How to Avoid Hidden Fees and Keep More of Your Money (平装)

基本信息出版社:JOHN WILEY & SONS INC (2009年4月6日)平装:222页ISBN:0470448806条形码:9780470448809产品尺寸及重量:22.4 x 15 x 1.8 cm ; 295 gASIN:0470448806

商品描述内容简介Saving for retirement is a difficult task, especially during these challenging economic times. Individuals who participate in their retirement plans are being charged billions in fees annually--and no one is looking out for their best interests--even though the laws say both plan sponsors and employers should be held responsible for acting in their employees' best interests. The fact is that unless individuals are willing to stand-up and secure their financial future, they're likely to face less money in their retirement plan accounts and have to work longer to accumulate the funds they need for retirement. In "Stop the Retirement Rip-off, " author David Loeper provides the necessary tools for readers to take action and make the most of their retirement plans. It offers a road map for employees to understand the fees and costs associated with their plans; as well as improve their standing within their company by proactively helping their employer to take needed action. The book features a non confrontational positive approach to bringing your retirement plan problems to the attention of your employer. Written in a straightforward and accessible style, "Stop the Retirement Rip-off" provides readers with sensible strategies for making the most of their retirement funds, and will put them back in control of their financial future.媒体推荐How much more secure would your retirement be with an extra $100,000 or more? What would you do if you could retire three years earlier? What would you do in retirement with an extra $7,000 per year? While it may seem too good to be true, you can achieve these retirement goals, if you learn how to put the expenses of your retirement plan--whether it is a 401(k), 457, or 403(b)--in your pocket. Believe it or not, your retirement plan is probably costing you too much. And unless you're willing to take action now, you'll ultimately have less money in retirement or be forced to work years longer to accumulate the funds you'll need. In "Stop the Retirement Rip-off," author David Loeper outlines a practical five-step approach to understanding your organization's retirement plan and overcoming its potential inefficiencies. Step 1 will help you figure out what you're really paying in retirement plan expenses andthe price of those expenses on your quality of life Step 2 shows how you can highlight the problem of excess retirement plan expenses toyour employer in a positive and proactive manner Step 3 explores how fellow associates and coworkers can join in your request to get your employer to resolve the problem Step 4 discusses what to do next if an employer ignores your attempt to make themaware of excess retirement plan expenses Step 5 addresses how to make the most of your money, and your life, after fixing yourretirement plan Don't miss the opportunity to improve your life. "Stop the Retirement Rip-off" offers sensible strategies for making the most of your retirement funds and will put you back in control ofyour financial future.