Smart Couples Finish Rich: 9 Steps to Creating a Rich Future for You and Your Partner

基本信息出版社:

Broadway Books (2002年1月8日)外文书名:九步筑金屋(夫妻理财成功学)平装:320页正文语种:英语ISBN:0767904842条形码:9780767904841商品尺寸:13 x 1.8 x 20.8 cm商品重量:227 g品牌:Crown BusinessASIN:0767904842商品描述内容简介

From first-time newlyweds to people on their second or third marriage, couples face an overwhelming task when it comes to money management. Nationally renowned financial advisor and bestselling author David Bach knows that it doesn’t have to be this way. InSmart Couples Finish Rich, he provides couples with easy-to-use tools that cover everything from credit card management, to investment advice, to long-term care. You and your partner will learn how to work together as a team to identify your core values and dreams, creating a financial plan that will allow you to achieve security, provide for your family’s future financial needs, and increase your income. Together, you’ll learn why couples that plan their finances together, stay together!

编辑推荐Amazon.com Review

Like many savvy business people of the 21st century, David Bach offered his first pearls of financial wisdom to women, in his bestselling bookSmart Women Finish Rich. Recognizing that these women are often accompanied by significant others and that money arguments are the number one cause of divorce in America, Bach has now broadened his scope. Presumably intended to help change this depressing statistic,Smart Couples Finish Richis a well-written financial planning tool, packed with useful charts and information, inspiring examples, and practical advice.For people who've been disappointed by the shallowness of some of the "quick tips" self-help books out there, the subtitle of this book is a little misleading. Bach's nine steps are not instant change techniques or chirpy little quips to recite to yourself whenever you go to balance your checkbook. Instead, the first few steps include a series of exercises that will help you determine what you know (and don't know, or understand) about saving and investing, what role money should play in your life (which includes understanding your values), and how to work together toward a common financial goal. From there, Bach teaches his readers how to account for "disappearing" money, how to build retirement, security, and dream baskets of wealth (providing detailed options for all three), and how to avoid the most common financial mistakes most couples make. Though the focus of the book is predominantly on working with your existing income, Bach includes a final chapter entitled "Increase Your Income by 10 Percent in Nine Weeks."Bach's writing style is engaging and his advice is user-friendly. A successful financial planner, he obviously believes passionately in all the "fringe" benefits of being financially responsible but employs a no-nonsense approach that makes financial smarts available to everyone. So whether you're 25 and just starting out on the earning, saving, and spending road or you plan to retire next year; whether you've recently got hitched for the first time or you've just entered your fourth marriage; and whether financial planning comes first or last on your list of fun things to do, the advice inSmart Couples Finish Richis worth heeding. It's not about becoming a money-obsessed bore, it's about getting smart... and rich. --S. Ketchum--This text refers to theHardcoveredition.

From Publishers Weekly

Bach, author of the bestselling Smart Women Finish Rich and host of a popular PBS series, offers his advice on how couples can keep their financial lives in sync. Familiar financial strategies on routine concerns, such as investments, retirement and insurance, form the bulk of the book. However, Bach's work does distinguish itself in one critical area: Bach believes that all couples (gay and straight, married and unmarried) need to identify values as well as goals as their first step toward achieving financial security. As he explains, values have to do with "being" (e.g., security, health, spirituality, fun), while goals are related to "doing" and "having" (e.g., playing golf regularly, taking frequent vacations, retiring with a million dollars). Moreover, he avers, not only is money management an issue that couples should plan and work on together, it is one that they should talk about, in a positive way, all the time. For example, Bach firmly believes that all couples need to be aware of their spending (what he calls the "latt‚ factor," or being more conscious of the regular little purchases they make each day) in order to make positive changes in their financial lives. Agent, Jan Miller. (On-sale date: Mar. 6)Forecast: Given Bach's previous success and the support of a five-city author tour and 22-city radio satellite tour, this book will quickly move toward bestseller lists, though its ho-hum approach doesn't mark it as a future evergreen paperback.

Copyright 2001 Cahners Business Information, Inc.

--This text refers to theHardcoveredition.

FromBooklist

Most books on personal finance now emphasize the need to assess the true purpose of money in one's life. This is difficult enough to do for oneself. For couples, though, it can be disastrous when mates discover that their attitudes about money do not mesh. Bach, who is the author ofSmart Women Finish Rich: 7 Steps to AchievingFinancial Security and Funding Your Dreams (1999), reports that fights about money are the main reason couples divorce in the U.S. Bach asks readers to examine their values jointly and shows the benefit of "align[ing] spending habits with . . . values." He emphasizes saving and makes a key point that when couples save together, the rewards are compounded. Bach then offers the "three-basket" approach to personal money management, recommending that money be set aside for retirement, security, and transforming dreams into reality. He concludes by identifying some of the "most glaring financial mistakes couples make" and offering specific techniques for "growing your income by 20%" during the next year.David Rouse

Copyright © American Library Association. All rights reserved--This text refers to theHardcoveredition.

Review

"David Bach brilliantly acknowledged the true economic power of women in his EVEolutionary first book,Smart Women Finish Rich. He smartly follows up withSmart Couples Finish Rich, believing in the importance of women, recognizing that traditional roles are changing and that incorporating a woman's financial needs will move a couple into their best future."

?Faith Popcorn, futurist, author ofEVEolution: The Eight Truths of Marketing to Women--Review

Bach is a great financial coach…he knows how to bring couples together on a topic that often divides them. --John Gray, author of Men Are from Mars, Women are from Venus

David Bach is the one financial expert to listen to when you’re intimidated by your finances. --Anthony Robbins, author of Awaken the Giant Within and Unlimited Power

Smart Couples Finish Rich teaches women and men to work together as a team when it comes to money. --Robert T. Kiyosaki, author of Rich Dad, Poor Dad--This text refers to theHardcoveredition.

Review

"David Bach brilliantly acknowledged the true economic power of women in his EVEolutionary first book,Smart Women Finish Rich. He smartly follows up withSmart Couples Finish Rich, believing in the importance of women, recognizing that traditional roles are changing and that incorporating a woman's financial needs will move a couple into their best future."

—Faith Popcorn, futurist, author ofEVEolution: The Eight Truths of Marketing to Women--This text refers to theHardcoveredition.