投资要诀You Can Never Be Too Rich : Essential Investing Advice You Cannot Afford to Overlook

作者： Alan Haft著

出 版 社：

出版时间： 2007-11-1字数：版次： 1页数： 308印刷时间： 2007/11/01开本： 16开印次： 1纸张： 胶版纸I S B N ： 9780470139783包装： 精装内容简介

Solid financial guidance for anyone looking to build and protect their wealth

Every day, nationally recognized financial advisor Alan Haft helps his clients reach their financial goals and increase their standard of living. Now, in You Can Never Be Too Rich, Haft uses his vast knowledge base, highly innovative investment concepts, and entertaining style of writing to create proven investment solutions that will help readers minimize risk and take advantage of opportunities that lead to financial security for a lifetime. With this essential guide, Haft walks readers through the process of building and protecting wealth-and reveals the financial secrets that most investment professionals aren't aware of. You Can Never Be Too Rich clearly focuses on how people-whether they're just starting to work or are well on their way to retirement-can build a sizeable nest egg without getting caught up in market swings, taxes, or poor investment decisions. In this book, Haft doesn't rely on gimmicks or get-rich-quick schemes to help readers reach their goals; he simply offers proven and easy-to-understand-yet highly effective-advice that will allow them to make profitable financial decisions based on their specific situations.

Alan Haft (Boca Raton, FL) is a well-known personal finance expert, who has a diverse array of clients across the nation. His newspaper column, "The Haft of It," appears in several newspapers across the country and is being heavily marketed to newspapers up and down the East Coast. Haft is frequently quoted in a wide range of financial press, including BusinessWeek, Money magazine, Forbes, morningstar.com, and many other media outlets.

作者简介

Alan Haft is a nationally recognized personal finance expert who has appeared in a wide range of media outlets, including Money magazine, BusinessWeek, the Los Angeles Times, the Chicago Tribune, New York Daily News, Morningstar, Forbes.com, and TodayShow.com among many others. His newspaper column, "The Haft of It," has appeared in various newspapers across the country, and he continues to conduct entertaining, simple-to-understand, and highly informative presentations for thousands of people nationwide. For more information, visit www.alanhaft.com.

目录

Introduction Hollywood and the Art of Investing

Chapter 1 The Top 10 Lessons Hollywood Teaches Us About Investing

LESSON 1 Diversification Is The Key to Success

LESSON 2 It Doesn't Have to Be Complicated for It to Be Effective

LESSON 3 It's the Details That Count

LESSON 4 Costs Count

LESSON 5 Planning is Key

LESSON 6 Cut the Losers, Ride the Winners

LESSON 7 Experts Focus on Reducing Risk, Novices Focus on Return

LESSON 8 Don't Reinvent the Wheel

LESSON 9 Complacency is the Mother of All Disasters

LESSON 10 Defy Conventional Wisdom and Take Smart Risks

And One More For the Road -- If There's a Will, There's a Way

Chapter 2 To Beat the Market, Be the Market

What Billy the Neighborhood Bully Teaches Us About Investing

Going Down

Stop Whacking at the Ball

Diversification

Off to the RacesAn Introduction to Asset Allocation

Stocks, Funds or Indexes

The Index Advantage

Building the House

How to Pick a Stock Like Warren Buffett

A Simple Way to Pick Individual Stocks

Real World Sample Portfolios

How to Beat Wall Street in 9 Seconds Flat

Lifestyle Funds

The Fine Art of Buying Low and Selling High

Wrapping It All Up

How Much Should I Be Saving?

Chapter 3 Reliable Returns

Generating Reliable Returns

The Most Dangerous Game

The Numbers Don't Lie

How to Avoid the Most Dangerous Game

Are You Playing the Most Dangerous Game?

Stock Market Stan Teaches Us a Lesson

Getting Away From the Most Dangerous Game

Bonds

Individual Bonds vs Bond Mutual Funds

Bond Ladders

Final Points on Bonds

Preferred Stocks

Dividend Stocks

The Great Wallendas Teach Us a Lesson

Investing in the Markets With Safety Nets Beneath You

Annuities: Aren't They Awful?

Variable Annuities

Certificates of Deposit: When 6% = 0%

Index Annuities

Real Estate 180

Reliable Returns: Conclusion

Chapter 4 Adding a Little Life to Your Life

Why Would I Buy Life Insurance?

Term vs Universal Life Insurance

Adding Instant Wealth to Your Estate

Profiting From Selling Your Life Insurance Policy

Tax Free Retirement Income

Long Term Care Benefits

Freeing Up Principal

Having "Someone Else" Pay the Tax

Doubling Your Income at Retirement -- The Private Pension

The Private Pension Plan and IRAs

One Million Dollars -- For Free?

Life Insurance: Conclusion

Chapter 5 A Break in the Action

Chapter 6 IRAs

IRAs Defined

IRAs: Frequently Asked Questions

Roth IRAs

401ks

Minimizing Taxable Withdrawals

After the Age of 70 1/2

IRAs: Conclusion

Chapter 7 A Few Words on Taxes

How Your Investments Are Taxed

Dividend Tax

Ordinary Income

Capital Gains

Summarizing the Three Most Common Taxes

The Mutual Fund Tax Problem

Solving the Mutual Fund Taxation Problem

How Will You Spend Your Tax Refund?

Chapter 8 The Bottom of the Ninth

What's the Worst That Could Happen?

Anatomy of a Living Trust

5 Estate Planning Blunders to Avoid

Chapter 9 Support and Maintenance

Interviewing Your Potential Advisor

10 Things Some Advisors Would Rather You Didn't Know

Investment Clubs

Chapter 10 Conclusion

Bibliography

Resources