我有意向想去美国读硕士，但对美国的研究生有点疑惑，听说在美国研究生分两类，一类是类似在研究所的带研究性质的，一类则是类似一般大学生那样读书的，是这样的吗？望了解这方面情况的XDJM能帮我解惑，在下感激不尽！！！
參考答案:In USA and Canada, there are 2 types of graduate programs. The first is course based, e.g. MA, MSc, LLB, MD, MBA, MSW, and etc. The major purpose of these program is to train students with advanced non academic skills for their career. The second is research based, e.g. MPhil and PhD. The goal is to train academic scholars.
Nowadays, I find some new universities offering research based programs in MA and MSc, but they are not the mainstreaming.
Teaching assistanceship and research assistanceship in general are offered to students in research based programs only. University of Toronto for example gives TA $18,000 per year, sufficient to cover tuition and living cost. It is the major source of income for local students and the amount is taxable. It is like a job, protected by the union and medical benefits.
Perhaps, the world has changed. I have yet to see insurance as a major in a graduate school. It may be a concentration, but not a major. Finance is though.
According to your suspplementary information, it seems you should benefit from an MBA program learning advanced investment skills for career.
Browse the Baidu forum to learn more about MBA. There are numerous questions and answers.