关于国有商业银行不良资产集中处置模式的思考
内容摘要：随着我国国有商业银行股份制改造的全面展开，国有商业银行不可能再将对不良资产的处置完全依赖于国家，因而国有商业银行如何在当前的条件下进行不良资产处置方式的制度创新，无疑成为国有商业银行股份制改造中所必须予以重点关注的问题。在这方面，部分国有商业银行采取了不良资产集中经营管理模式，对传统不良资产处置方式进行变革，本文对此制度创新予以分析和评判。
关键词：国有商业银行 不良资产 集中处置
參考答案:Reflect on the Centralized Disposal of State-owned Commercial Bank Bad Assets
outlet:As the reform of stock system of state-run commercial banks spread broadly,the state-run commercial banks can't depend the country on dispose of improper capital any more.Hence there is no doubt that how to improve the system of improper capital dispose on current condition should be an issue of emphatic-attention.In this aspect,part of the state-run commercial banks have adopted system of improper capital dispose centralization and transformed the way of disposing the improper capital.The passage is used for analyzing and paying a judgement.