在我国，商业医疗保险是社会医疗保险的有利补充，满足了人们对高标准医疗服务水平的需求。但我国的商业医疗保险仍处于起步阶段，还有不少问题亟待解决。因此，要在我国国情的基础上，充分吸收国外商业医疗保险的精华，发展我国的商业医疗保险，并最终能够和社会医疗保险、合作医疗保险一起，形成我国完善的医疗保障体系。
本人不胜感激！！！
參考答案:In China, commercial health insurance is beneficial supplementary medical insurance, meet the high standards of health care needs. However, China's commercial medical insurance is still in its infancy, and there are many issues that must be resolved. Therefore, the condition of our country should be based on fully absorb the essence of foreign commercial medical insurance. the development of China's commercial medical insurance, and ultimately to medical and social insurance, health insurance together. to create a sound medical security system.