金融风险是指金融交易过程中因各种不确定性因素而导致损失的可能性。从层次论来分析，可分为宏观金融风险和微观金融风险。宏观金融风险的主体是国家，关系到千家万户。所以在此只对宏观金融风险进行研究对象。宏观金融风险属于公共风险，无疑地需要政府来承担相应的责任。宏观金融风险的成因时多方面的也是由一国的经济体制、社会结构、发展历史和文化传承有更为紧密的关联性。因此，宏观金融风险的研究更需要立足于国情来进行创新性探索。
參考答案:The financial risk means the finance trades process in the possibility for causing lose because of various indetermination factor.From the layer theory to analytical, can is divided into financial risk of the macroscopic financial risk and tiny view.The corpus of the macroscopic financial risk is a nation, relating to to the thousand is ten thousand.So carry on a research object to macroscopic financial risks at this.The macroscopic financial risk belongs to public risk, doubtlessly demand government to undertake to correspond of responsibility.Macroscopic financial risk of is various because of the hour of also from midland economic system,social structure,development the history and culture spread to accept to have a more close connection.Therefore, the research of the macroscopic financial risk even needs to have a foothold to carry on creative sex quest in the state of the nation.