养老金指南Annuities For Dummies
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作者： Kerry Pechter 著
出 版 社： Oversea Publishing House
出版时间： 2008-1-1字数：版次： 1页数： 338印刷时间： 2008/01/01开本： 16开印次： 1纸张： 胶版纸I S B N ： 9780470178898包装： 平装编辑推荐
作者简介：Kerry Pechter is the senior editor of Annuity Market News. As a reporter who writes about annuities and the annuity industry full-time and as a former marketing writer who specialized in annuities at The Vanguard Group, he brings both an outsider’s and an insider’s perspective to the writing of this book.
A financial journalist for many years, Kerry has written for the New York Times, the Wall Street Journal, the Los Angeles Times, and many other national and regional publications. His previous books include two career guides, A Big Splash in a Small Pond: How to Get a Job in a Small Company (Fireside) and An Engineer’s Guide to Lifelong Employability (IEEE). He is a graduate of Kenyon College.
内容简介
Are you a baby boomer who's about to retire? Are you concerned about your financial future? Relax. This plain-English guide will walk you through the ins and outs of using annuities to fund your retirement years. Find out what annuities are, whether they're the right financial vehicle for you, and which of the many options might have your name on it.
目录
Introduction
Part I: Annuities: A Blend of Insurance and Investment
Chapter 1: Making Sense of Annuities
Chapter 2: Using Annuities to Meet Retirement Challenges
Chapter 3: Dissecting an Annuity
Chapter 4: Weighing the Pros and Cons of Annuities
Chapter 5: Deciding Whether an Annuity Is Right for You
Part II: Identifying the Main Types of Annuities
Chapter 6: Saving with Fixed Annuities
Chapter 7: Experimenting with Index Annuities
Chapter 8: Meeting the New Generationof Variable Annuities (VAs)
Chapter 9: Financing Your Retirement with an Income Annuity
Chapter 10: Aging Gracefully with an ALDA
Part III: Making the Most of Your Annuity
Chapter 11: Structuring Your Annuity Correctly
Chapter 12: Optimizing Your Variable Annuity (VA) Investments
Chapter 13: Accessing, Escaping from, or Converting Your Annuity
Chapter 14: The Taxing Side of Annuities
Part IV: Navigating the Annuity Superstore
Chapter 15: Getting Creative with Annuities
Chapter 16: Going to Meet the (Sales) Representative
Chapter 17: Avoiding Annuity Pitfalls
Part V: The Part of Tens
Chapter 18: Ten Essential Annuity Expressions
Chapter 19: Ten Questions to Ask Before You Sign a Contract
Chapter 20: Ten Factors that Determine Longevity
Chapter 21: Ten Web Sources for More Annuity Information
Appendix A: Key Research Sources
Appendix B: Protection from Insurer Default
Appendix C: General Rule for Pensions and Annuities
Glossary
Index
