科研实践方面,我积极抓住身边每次机会进行尝试性的研究,在金融机构管理的学习中,我运用所学知识对国内外的热点案例重新进行分析。中央银行的学习,我对我国金融体系运作、货币政策的制定产生了浓厚感兴趣,公司金融的学习让我系统地了解公司资本结构、财务预算等相关知识。此外在课余时间进行理论与实践的结合。先后曾在农业银行、邮政储蓄、TCL电器销售公司进行实践研究。2005年07月代表学校赴四川省西昌市对凉山州少数民族“三农问题”进行调查研究完成实践报告《关于农业税减免对凉山州农民收入影响的调研报告》、《西部大开发视角下的凉山州特色农业调研——对制约发展各要素的实证分析》,两份报告都被评为“四川省优秀实践报告”。 2006年7月在全国贸易经济类核心期刊《商场现代化》(国内刊号:CN 11-3518/TS。国际标准刊号:ISSN1006-3102)7月中旬刊(总第473期)发表《农业税减免后四川凉山农民收入及增收问题的分析》。2006年8月,赴四川省阿坝州白羊乡中小学义务支教,进行少数民族地区基础教育调研。
在研究生阶段,我将进一步学习高级经济学,为理论研究提供背景;同时全面掌握统计方法,如多元统计分析、时间序列分析等,为进行实证分析打下基础;在商业银行风险管理、金融工具的理念和运用上完善化,为研究实质问题作好准备。我的喜欢研究兴趣范围很广,诸如如何完善中国资本市场,给公司提供良好的融资环境;股权融资是否真正是公司融资渠道最好的方式,它所存在的隐性成本是否被忽视,中国的融资制度是否存在不足;QFII与QDII的前景如何;个人理财以及我国的税收制度如何进一步完善。我希望能在老师的指导下选择具有研究意义的课题运用掌握的知识和能力深入分析,提出可行的方案,促使中国的金融体系和资本市场快速成长,对中国金融体制改革起到推动作用。
參考答案:Research and practice, I actively try to seize the opportunity for each side, during the financial institutions of learning, I have learned to use the hot cases of domestic re-analyzed. Bank study, the operation of China's financial system, monetary policy makers have a keen interest in the company to study the financial system to let me know the company's capital structure, financial budget and other relevant knowledge. In addition, the combination of theory and practice of extra-time. Successively in agriculture banks and postal savings, TCL selling electrical practice and research. In July 2005 on behalf of the school to Sichuan Xichang City of Liangshan Prefecture minority "three rural issues" conduct a survey completed practice report "on the agricultural tax relief on Liangshan Prefecture farmer's income investigation report", "development of the western region under the View Liangshan Prefecture agriculture research -- to restrict development elements Empirical Analysis", the two reports were rated "excellent Sichuan practice report." July 2006 trade and economic core journals in the "modern malls" (CN : 11-3518/TS domestic numbers. International standard numbers : ISSN1006-3102) mid tri-monthly publication (No. 473 total period) "agricultural relief after Sichuan Liangshan increase the income of peasants and analysis". In August 2006, Baiyang to rural schools Yiwuzhijiao Aba, Sichuan Province, the areas of basic education for minority research.
In graduate stage, I will further study senior economics to provide background information for theoretical research ; Meanwhile fully grasp of statistical methods, such as multivariate statistical analysis, time series analysis, so as to lay the foundation for empirical analysis; Commercial bank risk management, financial instruments and the idea of using sound, prepare for the study of substance. I liked the wide range of interest in the study, such as how to improve China's capital market, the financing company to provide a good environment; Equity financing channels really is the best way of financing companies, the hidden cost is that it has been neglected, there is a shortage ;QFII the financing system and the prospects of QDII. Personal financial management and how to further improve our tax system. I hope to be able to study under the guidance of their teachers choose significance of the topic has the knowledge and ability to use depth analysis of the possible options to promote China's financial system and capital markets, rapid growth of China's financial system play a promoting role.