Fight Foreclosure!: How to Cope with a Mortgage You Can't Pay, Negotiate with Your Bank, and Save Your Home如何应付你不能支付的抵押、与银行谈判并保全你的家庭
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分類: 图书,进口原版书,经管与理财 Business & Investing ,
作者: David Petrovich 著
出 版 社:
出版时间: 2008-3-1字数:版次: 1页数: 220印刷时间: 2008/03/01开本: 16开印次: 1纸张: 胶版纸I S B N : 9780470267646包装: 平装内容简介
FIGHT BACK!
With a Take-Charge Strategy for At-Risk Homeowners
Millions of homeowners are at risk of losing their homes. Are you one of them? If so, you need this practical, step-by-step guide to help you take action before it's too late.
In Fight Foreclosure!, David Petrovich offers honest advice on all of your options, weighs the pros and cons of each, and shares smart, practical strategies for lowering your payments and keeping your home. He points out the too-good-to-be-true foreclosure rescue offers you should avoid, and offers real alternatives that work—now!
Petrovich is a mortgage banking insider who understands the loan servicing industry inside and out. And he understands the pressure you're under. Don't worry! You're not alone. Inside, you'll find the calm, professional advice you need to manage your financial crisis, including topics such as:
The foreclosure time-clock—why acting early is critical
Handling collection calls
Cutting expenses and rebuilding your budget
Negotiating with your lender
Utilizing all your legal defenses
Using bankruptcy to save your home
Selling your home to avoid foreclosure while saving your credit
Finding legitimate help and avoiding rescue scams
目录
ACKNOWLEDGMENTS
INTRODUCTION You Are Not Alone: America in Foreclosure
CHAPTER 1Don't Ignore the Warning Signs: How to Get past Denial, Deal with the Stress and Embarrassment, and Take Action to Save Your Home and Family
CHAPTER 2The Foreclosure Time Clock: Why It's Much Better to Act Sooner than Later
CHAPTER 3How to Handle Collection Calls: Why You Should Talk to Your Lender First, What to Say, and What Questions to Ask
CHAPTER 4Too Much Month at the End of the Money: How to Prioritize Your Spending and Where to Cut Expenses
CHAPTER 5Negotiate with Your Lender to Win/Win: Walk Away, Sell, or Sacrifice to Save
CHAPTER 6Use the Law to Fight Foreclosure: Legal Defenses
CHAPTER 7Using Bankruptcy to Save Your Home
CHAPTER 8How to Sell to Avoid Foreclosure and Save Your Credit Even if You Owe More than Your Home Is Worth
CHAPTER 9How to Find Legitimate Help and Avoid Foreclosure Rescue Scams
CHAPTER 10Options for Real Estate Investors Facing Foreclosure
CHAPTER 11Life after Foreclosure: What I Learned When It Happened to Me
APPENDIX AQuestions and Answers from HUD
APPENDIX BMortgage Workout Notebook
APPENDIX CMortgage Forgiveness Debt Relief Act of 2007
APPENDIX DNews Release from www.hud.org
APPENDIX EGlossary
APPENDIX FState Foreclosure Procedures Chart
ABOUT THE AUTHOR
INDEX