获得金融生活：20到30岁时你的个人理财GET A FINANCIAL LIFE
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作者： Beth Kobliner著
出 版 社： Scribner
出版时间： 2000-6-1字数：版次： 1页数： 333印刷时间： 2000/02/01开本：印次： 1纸张： 胶版纸I S B N ： 9780684872612包装： 平装内容简介
For twentysomethings and thirtysomethings, controlling one's financial life is a challenge many times exacerbated by a lack of knowledge about how money works. Author Kobliner, herself under 30, has assembled an excellent collection of basic money management principles and has specially tailored this presentation to the particular interests of these age groups. She discusses investing in mutual funds, tax-deferred savings plans, staying away from ATMs, legal tax deductions, understanding the minimal return on bank passbook savings accounts, tearing up credit cards, 401k plans and IRAs, and other important topics. Kobliner, who narrates her own work, emphasizes the personal discipline required to implement these sound suggestions, an example of her keen insights with this targeted audience and her experience as a contributor to Money magazine. This neatly summarized material?short and sweet, just like this age group will want?nicely accompanies such well-known works as The Beardstown Ladies' Common-Sense Investment Guide (Audio Reviews, LJ 4/15/96) and Dave Ramsey's solid Financial Peace (Penguin Audiobooks, 1996). This will be a useful addition to all public libraries.?Dale Farris, Groves, Tex.
Copyright 1997 Reed Business Information, Inc. --This text refers to an out of print or unavailable edition of this title.
目录
Introduction
1. Crib Notes
A "Cheat Sheet" for Time-Pressed:Readers
2. Taking Stock of Your Financial Life
Figuring Out Where You Are and Where You Want to Go
Putting a Price Tag on Your Goals
Learning How to Reach Your Goals
Figuring Out Where Your Money Goes
Financial Rules of Thumb
Getting Your Financial Life in Order
3. Debt and the Material World
Finding the Best Loans and Getting Yourself Out of Hock
Two Pointers for Anyone with Debt
Credit Cards
Student Loans
Car Loans
Home Equity Loans
Credit Reports
If You're in Serious Debt
4. Basic Banking
Learn How to Get the Most from Your Bank for the
Least Amount of Money
A Bank by Any Other Name
Finding a Low-Cost Checking Account
Managing Your Checking Account
Using the ATM Wisely
Joint Versus Separate Accounts
Different Ways to Save in a Bank
A Warning About Bank-Sold Investments
5. All You Really Need to KnowAbout Investing
For New Investors, the Feeling Is Mutual (Funds)
Mutual Fund Fundamentals
Money Market Funds
A Word About Inflation
Stock Funds
Bond Funds
The Right Mix of Investments
Mutual Fund Expenses
Deciding Where to Buy Your Mutual Funds
Socially Responsible Investing
Buying Individual Stocks
6. Living the Good Life in 2030
Think It's Crazy to Worry Now About Retirement
Then? It's Crazy Not To
What Are Retirement Savings Plans, Anyway?
Contributing to Your 401(k)
Contributing to an IRA
……
7.Oh,Give Me a Home
8.Insurance:What You Need and What You Don't
9.How to Make Your Life Less Taxing
Further Reading
Acdnow Ledgments
Index
