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　　分類: 图书,进口原版书,经管与理财 Business & Investing ,

作者： Beatriz Armendáriz, Jonathan Morduch著

出 版 社：

出版时间： 2005-6-1字数：版次： 1页数： 346印刷时间： 2005/06/01开本： 16开印次： 1纸张： 胶版纸I S B N ： 9780262012164包装： 精装编辑推荐

作者简介

Beatriz Armendáriz is Lecturer in Economics at Harvard University, on leave from University College London, where she is Senior Lecturer in Economics.

Jonathan Morduch is Professor of Public Policy and Economics at New York University.

内容简介

The microfinance revolution, begun with independent initiatives in Latin America and South Asia starting in the 1970s, has so far allowed 65 million poor people around the world to receive small loans without collateral, build up assets, and buy insurance. This comprehensive survey of microfinance seeks to bridge the gap in the existing literature on microfinance between academic economists and practitioners. Both authors have pursued the subject not only in academia but in the field; Beatriz Armendariz founded a microfinance bank in Chiapas, Mexico, and Jonathan Morduch has done fieldwork in Bangladesh, China, and Indonesia.

The authors move beyond the usual theoretical focus in the microfinance literature and draw on new developments in theories of contracts and incentives. They challenge conventional assumptions about how poor households save and build assets and how institutions can overcome market failures. The book provides an overview of microfinance by addressing a range of issues, including lessons from informal markets, savings and insurance, the role of women, the place of subsidies, impact measurement, and management incentives. It integrates theory with empirical data, citing studies from Asia, Africa, and Latin America and introducing ideas about asymmetric information, principal-agent theory, and household decision making in the context of microfinance.

The Economics of Microfinance can be used by students in economics, public policy, and development studies. Mathematical notation is used to clarify some arguments, but the main points can be grasped without the math. Each chapter ends with analytically challenging exercises for advanced economics students.

目录

Preface Ⅸ

Abbreviations ⅫⅠ

1 Rethinking Banking

2 Why Intervene in Credit Markets?

3 Roots of Microfinance: ROSCAs and Credit Cooperative,,

4 Group Lending

5 Beyond Group Lending

6 Savings and Insurance

7 Gender 179

8 Measuring Impacts

9 Subsidy and Sustainability

10 Managing Microfinance

Notes

Bibliography

Name Index

Subject Index

 

 

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